Lifestyle Protection covers you in the event of:
Death due to any cause
In the event of the primary Cardmember’s death, any outstanding funds on the Najm JCB Credit Card will be covered to a maximum of AED 100,000.
Permanent Total Disability (PTD) due to any cause
Where the primary Cardmember is permanently disabled, the outstanding balance will be covered to a maximum of AED 100,000.
If the primary Cardmember contracts a critical illness, the Lifestyle Protection will cover the outstanding debt up to AED 100,000.
Involuntary Loss of Employment (ILOE)
Where a primary Cardmember loses his or her employment involuntarily, Lifestyle Protection will cover 10% of the outstanding balance from the date of the event, up to a maximum of AED 4,000 per Cardmember per month for a maximum of 12 months.
Hospital Cash Benefit
In the event of hospitalization for at least 24 hours due to illness or injury (not specifically excluded under Lifestyle Protection policy), indemnity of AED 200 per person per day will be paid for a maximum of 60 days.